If you think it’s impossible to save money just because you don’t have a lot coming in, think again. Follow these tips to make the most of your income. 1. Pay off your debts first. Any financial professional like Peter Briger would tell you to get rid of debt before starting a savings account. Or, at the very least, pay off your debt while putting money away in savings at the same time. Either way, your debt should be your top priority. 2. Avoid credit cards; use debit cards instead. It’s fine to have one credit card on hand for emergencies or to help build your credit. However, for the most part, if you don’t have the money in one of your bank accounts, you shouldn’t be spending it. 3. Manage your budget. By keeping close track of what comes in and what goes out, you can figure out where you’re spending too much money. Plus, keeping track of your accounts will ensure that you don’t default on a payment, which could just end up costing you more. 4. Have a plan to save for ...
Pick Your Offers
Take your pick of these current offers from stores like Kohl's, Lord and Taylor, & The Children's Place. Kohl's Coupons: 15% Off $100 15% Off Orders Over $100 + Free Shipping. This Kohl's coupon expires on 12/31/2015. Koh's is an American department store known for delivering incredible savings. Enjoy free shipping and easy returns on all your purchases at Kohl's. Save on clothing, home decor, shoes and more. Charming Charlie Coupons: $20 Off $75 Enjoy $20 off on orders of $75 or more with a coupon code. This Charming Charlie offer ends 5/31/15. Charming Charlie is a retailer established in 2004 that sells women's clothing and trendy accessories such as purses, jewelry, scarves, sunglasses and others. Grab our coupon and head over to charmingcharlie.com Lord and Taylor Coupons: 20% Off 20% OFF Regular & Sale items at Lord and Taylor with promo code + Shop Extraordinary Sale Specials. Valid ...
Product Review – Vita Sciences Maxasorb Melatonin Cream
Last week, I was sent a 1.7 oz bottle of Vita Sciences Maxasorb Melatonin Cream to test out and review. The cream is designed to increase sleepiness, decrease the time needed to fall asleep, and increase sleep duration. One pump of the bottle gives you a night’s dose that you can rub on your arms or legs. One bottle contains 60 doses. I have severe insomnia and usually have to take a prescription in order to fall asleep. Lately I’ve been taking an over the counter sleep med, due to looking for a new doctor so I can get a new prescription. I’ve tried taking melatonin in the past, but after a while it became ineffective as my body got used to it. I was hoping that this cream might be a better alternative to what I have been using. The first night that I used it, I put it on the inside of both my arms. I had a really busy day to I was exhausted by the time I got into bed (sometime after 12:30). I’m not sure how long I was awake once I laid down, but I fell asleep pretty fast and ...
Spring Coupons & Deals
Here is a great list of spring coupons & deals. Mchaels Coupons: 40% Off 40% OFF Any One Regular Price Item. Ends 5/2/14. Shop online or in-store! With over 1000 locations in the US, Michael's in the largest retailer of crafts, arts, framing, home décor as well as seasonal products. It's also the perfect destination for all your DIY projects. All you need is our Michael's 40% Off coupon to get started. Please remember that you also receive $3.95 flat rate shipping on all orders. Head over to michaels.com and use the promo code to save on all the popular product categories including art supplies, baking, beading and jewelry making, kids crafts, sewing and needlework and more.. Bloomingdales Coupons: 20% Off Take an extra 20% off when you buy 2 or more pairs of regular or sale price shoes with coupon code. Offer valid online at Bloomingdales.com and in store April 30-May 4, 2015. Please remember that Bloomingdale's offers free shipping ...
Scooby-Doo! 13 Spooky Tales: Surf’s Up Scooby-Doo! Review & Giveaway [ENDED]
A few days ago, I was sent a DVD copy of Scooby-Doo! 13 Spooky Tales: Surf’s Up Scooby-Doo!, the newest release for Scooby-Doo. The gang head out to a Florida beach resort for vacation…and to attempt to cure Fred of his net obsession. They see an obscene amount of net-themed decor, food, beaches, and a sea monster?! Will the gang solve the mystery, or will they be all washed up? Plus there are another 12 episodes to watch, and all of them share a nautical theme. My daughter has absolutely loved this DVD set, and I’ve already lost track of how many times she’s watched it over the past few days. Surf’s Up Scooby-Doo! was hilarious. I loved the whole net obsession with Fred. Who hasn’t thought that about him at least once over the years? They also have a good bit at the beginning with everyone trying to get to his front door & having to dodge traps. It was also great to see some many episode of the original series included too. I grew up watching them, and my daughter was ...
The Gifts For Dad Giveaway [ENDED]
Gifts For Dad Giveaway $250 ARV Deliciously Savvy is Hosting a Giveaway For all things Dad! Lots of Cool Prizes for That amazing Man in Your Life! Valued at $250 all for 1 LUCKY Winner! Hosted By ~ Deliciously Savvy Co-Hosted By ~ A Medic's World Michigan Saving and More Heartbeats ~ Soul Stains couponfreestuff Amy & Aron's Real Life Reviews The Math Lovin' Momma Welcome to My Circus & My Silly Little Gang PLUS a Big Thank You To All Other Blogs Promoting This Giveaway! Thank You! Sponsored By: Owltopper Black Stallion Corkscrew ($18 ARV) Owltopper The Tops in Wine, Champagne and Beverage Bottle Stoppers ❂ Unique Wine Preserver ❂ Best Decorative Favours ($17 ARV) Southern Charm Handmade Soy Candles ($20 ARV) 100% Soy in the scent of Leather Jewelry in Candles with Katrina P ($16 ARV) One 5.5 oz. Jewelry in Candles tart. Scent and jewelry preference to be chosen by the winner Check it out HERE & ...